Mortgage Assistance Programs

Both public and nonprofit organizations can establish programs that offer assistance to prospective homeowners in making down payments and paying closing costs.

Locally, there are two organizations that offer mortgage assistance to first time, low-income residents. Better Housing for Tompkins County works outside of the City of Ithaca, but within Tompkins County, and Ithaca Neighborhood Housing Services works within the City of Ithaca. They both offer programs that provide financial assistance by offering low-interest, deferred, or short-term mortgages for home purchases and related necessary home repairs.